Medicare/Medicaid
Medicare Options:
You may opt-out of PIP coverage if:
- You are enrolled in Parts A and B of Medicare; and
- Spouse and all resident relatives are enrolled in or have one of the following:
- Medicare Parts A and B
- Qualified Health Coverage
- Coverage for Allowable Expense from another Michigan Auto Policy
To opt-out, you will have to prove the above statements are true and provide a Signed Selection Form - carriers will require this at every renewal.
Medicaid Options:
You can select $50,000 of protection if:
- You are enrolled in Medicaid; and
- Spouse and all resident relatives are enrolled in or have one of the following:
- Medicaid
- Qualified Health Coverage
- Coverage for Allowable Expense from another Michigan Auto Policy
To select $50,000, you will have to prove the above statements are true and provide a Signed Selection Form - carriers will require this at every renewal.